Krister's coding adventures

Top 3 international payment services 2016

Krister Viirsaar -

I'm looking for a Stripe alternative that works in Estonia. I want a simple credit card transactor with some few features. Here is a comparison of my findings.

Went through a huge list and ended up with this Top 3.

After doing the research I tried the 2Checkout sandbox and it proved too complicated. Braintree however has more clear API docs and better NPM modules - integrating was moderately easy.

TOP 3

2Checkout
  • Easy for users: yes, with paypal
  • Payment form included: yes
  • Webhook on successful transaction: yes
  • International (payout to Estonia): yes
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: yes
  • Easy to understand homepage: yes
Braintree
  • Easy for users: yes, with wallet/apple/paypal
  • Payment form included: yes
  • Webhook on successful transaction: yes, probably
  • International (payout to Estonia): yes
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: yes
  • Easy to understand homepage: yes
Paymill
  • Easy for users: yes, includes paypal
  • Payment form included: yes
  • Webhook on successful transaction: yes
  • International (payout to Estonia): yes
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: yes
  • Easy to understand homepage: yes

The Rest

WePay
  • Easy for users: yes, I think so
  • Payment form included: yes
  • Webhook on successful transaction: yes
  • International (payout to Estonia): US-only
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: yes
  • Easy to understand homepage: no
Selz

Finding info was hard. Not sure whether it offers only a full cart solution or juse payment module.

  • Easy for users: ?
  • Payment form included: yes, maybe
  • Webhook on successful transaction: ?
  • International (payout to Estonia): ?
  • Accepts credit cards: yes
  • Recurring payments: ?
  • Cheap startup cost: ?
  • Easy to understand homepage: definitely not
Google Checkout

Site didn't respond when I was doing this research..

  • Easy for users: ?
  • Payment form included: ?
  • Webhook on successful transaction: ?
  • International (payout to Estonia): ?
  • Accepts credit cards: ?
  • Recurring payments: ?
  • Cheap startup cost: ?
  • Easy to understand homepage: ?
Amazon
  • Easy for users: no, needs amazon account
  • Payment form included: yes
  • Webhook on successful transaction: no, but third party apps help
  • International (payout to Estonia): yes
  • Accepts credit cards: yes, with amazon account
  • Recurring payments: yes
  • Cheap startup cost: yes
  • Easy to understand homepage: yes
Authorize
  • Easy for users: ?
  • Payment form included: ?
  • Webhook on successful transaction: ?
  • International (payout to Estonia): yes
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: no, $49 setup & $25 monthly
  • Easy to understand homepage: no
Click2sell
  • Easy for users: yes, with skrill/paypal/wallet accouts
  • Payment form included: yes, button
  • Webhook on successful transaction: yes
  • International (payout to Estonia): yes
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: yes
  • Easy to understand homepage: yes, but from the 90's
Payza
  • Easy for users: yes, but not as easy as Stripe
  • Payment form included: yes, button to external site
  • Webhook on successful transaction: yes
  • International (payout to Estonia): yes
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: yes
  • Easy to understand homepage: yes, kind of
Chargebee

Great service with loads of gateways but not incredibly cheap to set up.

  • Easy for users: yes
  • Payment form included: yes
  • Webhook on successful transaction: yes
  • International (payout to Estonia): yes
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: no, $99/month
  • Easy to understand homepage: yes
Dwolla
  • Easy for users: yes
  • Payment form included: yes
  • Webhook on successful transaction: yes
  • International (payout to Estonia): no, doesn't look like it
  • Accepts credit cards: yes
  • Recurring payments: yes
  • Cheap startup cost: no, $25/month
  • Easy to understand homepage: yes, kind of
Skrill

This website has a scammy feel to it. Little to no real information is displayed, only promises.

  • Easy for users: yes, maybe?
  • Payment form included: yes, looks like it
  • Webhook on successful transaction:
  • International (payout to Estonia): yes, I think so
  • Accepts credit cards: yes
  • Recurring payments:
  • Cheap startup cost:
  • Easy to understand homepage: no, not even close

Subpar

These websites are just really hard to understand and don't seem to provide a simple solution for me or my customer.